Louise Kathleen Miller and Norman Nicholas Kadyschuk
Louise Kathleen Miller (“Miller”) and Norman Nicholas Kadyschuk (“Kadyschuk”), contrary to sections 14(1) and 22(1) of the Homeowner Protection Act (the “Act”), built a new home in Qualicum Beach, B.C. (the “New Home”), between March 2008 and February 2013, without being a Homeowner Protection Office (“HPO”) Licensed Residential Builder (“LRB”) and without the New Home being registered for coverage by home warranty insurance provided by a warranty provider.